Our Mission in Action

empowering business owners with capital and credit

At Credit Absolute, we deliver fast, transparent funding and expert credit-building support—all without personal credit pulls.

Our Story

built by a business owner, for business owners

Frustrated by endless loan denials, Derick Vogel founded Credit Absolute to create a data-driven, no-risk path to capital and long-term credit strength.

Derick spent over a decade navigating complex lending systems and saw too many entrepreneurs shut out by confusing requirements and hidden fees. He created a proprietary process that funds businesses in days and lays the groundwork for bulletproof credit.

Derick
Meet the Experts

YOUR PERSONAL GROWTH PARTNERS

Brandon Pride
Brandon Pride
Entrepreneur & Strategic Advisor

With over a decade of experience, Brandon has helped drive growth and innovation across sectors including technology, e-commerce, manufacturing, professional services, consumer credit, health & wellness, and international distribution. He specializes in supporting startups and small businesses with integrated strategies across planning, finance, marketing, and sales.

As a small business and startup (seed and growth) capital strategist, he has successfully secured funding through equity, convertible notes, venture debt, and traditional bank loans. His hands-on experience includes building operations and systems, driving business development, leading marketing strategy, and managing product development, supply chain logistics, and international export.

He excels at aligning stakeholder goals with operational execution, fostering collaboration, and building the foundations that enable sustainable, scalable success.

In addition to operating and advising companies, he has served as a principal consultant focused on revenue growth and capital formation, and has co-facilitated entrepreneurial forums designed for business owner-operators navigating the challenges of scaling real-world businesses.

Josh Munoz
Joshua Munoz
Fractional CMO, Digital Strategist, and Founder of Ascend CRM

I'm Joshua Munoz. Fractional CMO, Digital Strategist, and Founder of Ascend CRM.

For over a decade, I’ve helped 6- and 7-figure business owners grow through smarter marketing, streamlined systems, and strategic execution. Along the way, I kept hearing the same pain points: “Our CRM is outdated and clunky.” “We’re using too many disconnected tools.” “Marketing feels like guesswork, and we’re spending too much just to stay afloat.”

As a dad and business owner, I understand the need for simplicity, clarity, and results. That’s why I built Ascend CRM an all-in-one platform that bridges the gap between strategy and execution so you can grow your business with confidence, visibility, and ease.

But tech alone doesn’t drive growth. That’s where my Fractional CMO work comes in. I partner with service-based businesses to launch high-converting Meta ads, build scalable marketing systems, and develop growth strategies that actually move the needle.

If you’re tired of duct-taping your marketing together and are ready for clarity, simplicity, and scale, you're in the right place.

Let’s grow smarter, not harder.

Brad Thomas
Brad Thomas
Founder/Chief Product Officer of CashGPS & Co-founder/former Chief Operating Officer of Evercast

Brad is an Emmy and Webby winning entrepreneur. Founder/Chief Product Officer of CashGPS and Co-founder/former Chief Operating Officer of Evercast. Evercast became a global, award-winning remote collaboration platform used by top creators in Hollywood and advertising. He began his career as the world's youngest Microsoft Certified Instructor at age 19, teaching enterprise networking before transitioning into product leadership and scaling technology platforms.

Brandon Pride
Brandon Pride
Entrepreneur & Strategic Advisor
Josh Munoz
Joshua Munoz
Fractional CMO, Digital Strategist, and Founder of Ascend CRM
Brad Thomas
Brad Thomas
Founder/Chief Product Officer of CashGPS & Co-founder/former Chief Operating Officer of Evercast

Trusted By Top Brands

OUR CLIENT PARTNERS

Value

Our Values

Our values drive us to empower every client with trust, knowledge, and unwavering support.

Integrity
Integrity filters through everything we do. It is who we are. People trust us with their most personal information and financial history…along with the hope their circumstances can improve. We honor that trust.
Confidence
Our clients’ confidence is paramount. We use vetted resources, a proven, proprietary system, education, and personalized experiences to improve our clients’ credit awareness, knowledge, and position. This helps empower our clients’ confidence in themselves and their ability to make quality financial decisions based on a solid education.
Education
We educate our clients on the credit process, teaching them the rules of the game. We provide a foundation of knowledge, tools and resources which levels the playing field and inspires our clients to succeed.
Experience
At Credit Absolute, our clients become family. We strive to create a unique and first-class experience while providing hometown service and big city results.
Empathy
We have all experienced challenging situations, and those situations need not define who we are or limit who we can be. At Credit Absolute, we meet and accept people where they are and guide them along their path to where they want to be.
Our Team

Meet the Team

Derick
Derick Vogel
Founder & CEO
Read Bio
Felicia
Felicia Leslie
Credit Coaching Expert
Read Bio
Ken San Juan
Ken San Juan
Business Executive Assistant
Read Bio
Mae Carreon
Client Success Manager
 Real People. Real Results.

 What Our Clients Say About Credit Absolute

 We’ve helped thousands secure funding and build lasting credit.

“Quick, easy, and stress-free—Credit Absolute got me funded fast!”

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— Sarah M, GreenLeaf Café

“They guided me every step and boosted my credit for life.”

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— James T, JT Logistics

“No fluff—just real funding and expert coaching.”

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— Maria L, Bright Futures Academy
Team
 Let’s Get You Funded — Then Build Something Bulletproof

Take the First Step — Risk-Free

In just a few minutes, you'll know exactly where you stand — and how we can help you move forward.