Privacy policy

Last updated: July 23, 2025

This Privacy Policy describes our policies and procedures on the collection, use, and disclosure of your information when you use the Service and tells you about your privacy rights and how the law protects you.

We use your personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial capital letters have defined meanings. These definitions apply regardless of whether they appear in singular or plural form.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for you to access our Service.
• Affiliate means an entity that controls, is controlled by, or is under common control with a party.
• Company refers to Credit Absolute, 1525 S. Higley Rd. Suite 104, Gilbert AZ 85296.
• Cookies are small files placed on your device by a website for various purposes, including tracking usage.
• Country refers to: Arizona, United States.
• Device means any device that can access the Service such as a computer, cellphone, or digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any third party that processes data on behalf of the Company.
• Usage Data refers to data collected automatically from use of the Service.
• Website refers to Credit Absolute: https://www.creditabsolute.com/
• You means the individual using the Service or the legal entity on whose behalf they are using it.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using the Service, we may collect:

• Email address
• First and last name
• Phone number
• Usage Data

Usage Data

Collected automatically, and may include:

• IP address
• Browser type and version
• Pages visited and time/date of visit
• Mobile device information and diagnostic data

Tracking Technologies and Cookies

We use Cookies, beacons, tags, and scripts to track and improve the Service. Types include:

• Cookies or Browser Cookies – You can disable these in your browser settings.
• Web Beacons – Used in our Service and emails to count users or check interactions.

Cookies may be:

• Session Cookies (deleted on browser close)
• Persistent Cookies (remain until manually deleted)

We use Cookies for:

• Necessary / Essential Cookies – Enable core functions like authentication.
• Cookies Policy / Notice Acceptance Cookies – Remember if you’ve accepted cookies.
• Functionality Cookies – Remember your preferences.

Refer to our Cookies Policy for more information.

Use of Your Personal Data

We may use your personal data to:

• Provide and maintain our Service
• Manage your Account
• Fulfill contracts and transactions
• Contact you with updates or offers
• Manage your requests
• Handle business transfers
• Analyze usage and improve our services

We may share data:

• With Service Providers
• During business transfers
• With Affiliates
• With business partners
• Publicly (e.g., forums or public areas)
• With your consent

Retention of Your Data

We retain your data only as long as necessary:

• To fulfill legal and business obligations
• For analytics and performance purposes

Transfer of Your Data

Your information may be transferred to and processed in other countries. We ensure reasonable security measures are in place for such transfers.

Delete Your Data

You have the right to request deletion of your data.

You may do this by:

• Accessing your account settings
• Contacting us directly

We may retain some data if legally required.

Disclosure of Your Data

Business Transactions

Data may be transferred during mergers or acquisitions.

Law Enforcement

We may disclose data if legally required by authorities.

Other Legal Requirements

We may disclose your data to:

• Comply with legal obligations
• Protect Company rights or property
• Investigate potential violations
• Ensure user/public safety
• Defend against legal liability

Security of Your Data

We use commercially acceptable methods to protect your data, but no method is 100% secure.

Children's Privacy

We do not knowingly collect data from children under 13. If we become aware of such data, we will delete it. Parental consent may be required in some jurisdictions.

Links to Other Websites

We are not responsible for content, privacy, or practices of external sites. Please review their policies.

Changes to This Privacy Policy

We may update this policy. We'll notify you via email or a prominent notice on the Service. Review this policy regularly.

Contact Us

If you have any questions:

• Visit: https://www.creditabsolute.com/contact/